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Disclosures


Important Information
The Guardian Advantage® group variable annuity contract and The Guardian Choice® group variable funding agreement are issued by The Guardian Insurance & Annuity Company, Inc. (GIAC), a Delaware corporation whose principal place of business is 7 Hanover Square, New York, NY 10004. GIAC is a wholly owned subsidiary of The Guardian Life Insurance Company of America (Guardian), New York, NY.

Guardian does not issue The Guardian Choice® and The Guardian Advantage® and does not guarantee the benefits they provide.

The Guardian Edge℠ is a platform of mutual funds and collective investment trusts, managed by independent investment managers, that can be used as designated investment alternatives for qualified retirement plans. In addition, participant recordkeeping services are available from The Guardian Insurance & Annuity Company, Inc. (GIAC), a Delaware corporation whose principal place of business is 7 Hanover Square, New York, NY 10004. GIAC is a wholly owned subsidiary of The Guardian Life Insurance Company of America (Guardian), New York, NY.

Guardian Retirement Solutions refers to the administrative support services, including participant recordkeeping as well as marketing, enrollment, and educational materials, provided by GIAC in conjunction with the individual and group retirement products issued by GIAC.


This website is not intended by The Guardian Life Insurance Company of America, The Guardian Insurance & Annuity Company, Inc. (GIAC), or any of its employees or agents to be considered as investment, tax, or legal advice. Please consult your investment, tax and legal advisors for guidance and information that is specific to your plan.

Investments offered under The Guardian Advantage® group variable annuity and The Guardian Choice® group variable funding agreement are not deposits or obligations of, or guaranteed or endorsed by, any bank or depository institution, nor are they insured by the Federal Deposit Insurance Corporation, the Federal Reserve Board, or any other agency. They involve risk, including possible loss of the principal amount invested.

Links to other sites are for your convenience in locating related information and services. The Guardian Insurance & Annuity Company, Inc. (GIAC), The Guardian Life Insurance Company of America (Guardian) and its subsidiaries do not maintain these other sites or the information, products, or services these organizations provide. Although GIAC and Guardian and its subsidiaries believe that the information from these organizations is reliable, we cannot guarantee its completeness or suitability for any purpose. Accordingly, GIAC and Guardian and its subsidiaries expressly disclaim any responsibility for the content, the accuracy of the information, or the quality of products or services provided by the organizations that maintain these sites. GIAC and Guardian and its subsidiaries do not recommend or endorse these organizations or their products or services in any way.

SWBC Investment Advisory Services LLC (SWBC), Stadion Money Management LLC (Stadion), and Brinker Capital, Inc. (Brinker) are not affiliates or subsidiaries of The Guardian Life Insurance Company of America (Guardian) or The Guardian Insurance & Annuity Company, Inc. (GIAC). A plan fiduciary must contract directly with SWBC and Stadion to obtain the services of SWBC and Stadion.


Independent TPAs in the network are not affiliates or subsidiaries of GIAC or The Guardian Life Insurance Company of America.

The Guardian Insurance & Annuity Company, Inc., 7 Hanover Square, New York, NY 10004-4025.